Medical Bills
Long story short. I went to the ER two months ago, and just got the medical bill which is $4,516.I’m freaking out.
**not so short**
I THOUGHT I had insurance through my day job, but didn’t find out until after receiving the bill that what I had was supposed to be ‘supplementary’ to actual insurance. If you’re not from America, this means I’m up Shit Creek with no paddle in sight. I can’t even afford the payment plan they offer (they’re demanding a minimum of $150 a month) because I’m paying nearly all my expendable income to my student loans. I’m looking in to ways to get the bill down to something more reasonable, though the first line of defense is to fill out some paperwork proving you can’t afford to pay it. Which normally would be great, because I can’t, but UNFORTUNATELY you have to supply a bank statement that covers the past three months. My fiancee and I have been saving up for our wedding for Two Years now, and we keep the money in my savings account, and it just happens to come out to about $4,000.
He agreed that we could part with half of that if it would help (which is really fucking heart breaking after two years of busting my ass for that money and budgeting for the leanest wedding I can come up with) but I think the real issue would be that it looks like I have the money to pay this bill and the hospital will just be like ‘hey fuck you. pay me’ instead of taking that in to account.
I’m going to try to negotiate with them. But for now I think my best option (after asking for an itemized bill and trying to haggle for a better rate and looking for possible charity organizations that would be able to help out) would be to offer them a substantial down payment so that the monthly bill would come down to something I can afford to pay.
*******end rant **********
And here’s the part where I ask for help.
I’ve seen the Tumblr community do a lot of great things for artists in need and I always hoped I wouldn’t be one of them, but here it is.
If you can help in any way, be it by donating, by reblogging, or even just by offering advice on resources I could use (because I’m fucking terrible at haggling and I freeze up when I have to talk to people in person.) EVERY LITTLE BIT WOULD BE APPRECIATED.
If you have the means and the will to donate, you can send it to
Temixart15@gmail.com
via paypal. And I would be eternally fucking grateful to you. Thank you so much for reading through this and bearing with me.